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STLantny
04-01-2005, 02:24 PM
Ive searched google, but i can find anythign that I believe is not a scam. I made some dumb mistakes when I was 18-20
running up my credit, missing payments, not paying, etc. Ive paid EVERYTHING off due to my poker winnings, but my credit isnt that great. 610 score, i think. Can you guys reccomend me to someone/site, where I can fix everything? I know you can dispute every bad mark, but if it happened, is that "legal" etc.
STLantny
04-01-2005, 02:25 PM
Ps, I do have credit cards, but keep a smallish balance on a few, and make way more than the minumum payments each month to establish some good credit. Should I be doing this?
astroglide
04-01-2005, 02:25 PM
finance a lincoln ls and make your payments on time
Paluka
04-01-2005, 02:26 PM
[ QUOTE ]
finance a lincoln ls and make your payments on time

[/ QUOTE ]

nh
STLantny
04-01-2005, 02:27 PM
what is it with you ? do you not like the LS's? But yes, thats another thing Im doing, is buying a car, and making sure to pay it off etc.

ps you guys never are on irc anymore, why?
Shajen
04-01-2005, 02:32 PM
[ QUOTE ]
Ps, I do have credit cards, but keep a smallish balance on a few, and make way more than the minumum payments each month to establish some good credit. Should I be doing this?

[/ QUOTE ]

Get a copy of your credit report from the big three. You can get a free report each year. Figure out what's on there that you can get knocked off and go from there.

You're fine with the credit cards. 610 isn't horrible, it's just gonna take a bit to get back up in the 700s.
astroglide
04-01-2005, 03:06 PM
[ QUOTE ]
what is it with you ? do you not like the LS's?

[/ QUOTE ]

ahhahahahahahahaha
STLantny
04-01-2005, 03:08 PM
FU astro.
pshreck
04-01-2005, 03:21 PM
[ QUOTE ]
[ QUOTE ]
what is it with you ? do you not like the LS's?

[/ QUOTE ]

ahhahahahahahahaha

[/ QUOTE ]

Seriously, whats the problem Astro?

http://autooboz.site.kz/foto/lincoln/lincoln_ls(2000).jpg
tj00
04-01-2005, 03:24 PM
Go here:

http://consumers.creditnet.com/straighttalk/board/
BusterStacks
04-01-2005, 03:24 PM
the LS is a coolass car. Sit it on some 20's though.

http://home.comcast.net/~hn_cobra/667833_28_full.jpg
astroglide
04-01-2005, 03:29 PM
that thing has nothing on a buick lesabre or a mercury grand marquis!! now THOSE are some hot cars
BusterStacks
04-01-2005, 03:30 PM
[ QUOTE ]
that thing has nothing on a buick lesabre or a mercury grand marquis!! now THOSE are some hot cars

[/ QUOTE ]

Oh I get it. Heh, not funny.
STLantny
04-01-2005, 03:32 PM
I still dont get it. I like what I like, i guess.
astroglide
04-01-2005, 03:35 PM
seriously, how is any person under the age of 50 aware that any lincoln other than the navigator exists? is the LS some kind of sleeper hip hop hit?
STLantny
04-01-2005, 03:38 PM
Eh, Ill agree to that. A couple of my friends have navi's though and they are too big 4 where i live now (on the hill), and you dont see younger guys driving in LSs a lot, which is why I like em.
Ulysses
04-01-2005, 03:39 PM
[ QUOTE ]
seriously, how is any person under the age of 50 aware that any lincoln other than the navigator exists? is the LS some kind of sleeper hip hop hit?

[/ QUOTE ]

They also make town cars.
STLantny
04-01-2005, 03:43 PM
I like the town cars, but you cant drive them yourself, Id have to hire someone to by my driver, hahah.
astroglide
04-01-2005, 03:44 PM
yes, for 70 year-olds
LALDAAS
04-01-2005, 03:47 PM
this 26 yr old is drooling over the new STS caddy is supper sweet
STLantny
04-01-2005, 03:49 PM
Ya, that is a sweet car too.
astroglide
04-01-2005, 04:02 PM
cadillac is well on its way to having a stable modern image. reliability is decent. these things make resale a lot better. lincoln has one foot in the grave despite the assistance of navigator (which appears to have been long since eclipsed by the escalade). mercury is dying, and buick is dead.

the ls is boring, old, has lackluster fuel economy, and reliability issues. if you buy it you will be rewarded with frequent trips to the gas station with no hotness to show for it, and even if you manage to avoid trips to the shop you'll still get beans when you sell it. seriously.

for that price and in the same general class of car in terms of style/speed/flash/size you could get something like a lexus es, acura tl, infiniti i35, etc.
Freakin
04-01-2005, 04:25 PM
[ QUOTE ]
seriously, how is any person under the age of 50 aware that any lincoln other than the navigator exists? is the LS some kind of sleeper hip hop hit?

[/ QUOTE ]

The LS is seriously badass... i'd roll one

Freakin
sfer
04-01-2005, 04:41 PM
Town Cars rule. I submit the cars in Grosse Point Blank as evidence.
Mike Gallo
04-01-2005, 08:29 PM
Send me a pm if your interested.

Its what I do for a living.
stankybank
04-01-2005, 08:32 PM
I don't think you can really 'fix' your credit report. You can pay off the debt and wait 7-10 years and your credit will start anew. I'm pretty sure there's nothing much you can do about bad credit except wait and apply for credit cards every once in a while and build up your credit again.