Nice Wallet With Change Compartment

[Popinjay]

I need a nice wallet that has a zippable change compartment, any recommends? I am not using change at all right now, I suspect it is costing me a lot.

[Rick Nebiolo]

[ QUOTE ]
I am not using change at all right now, I suspect it is costing me a lot.

[/ QUOTE ]

?? Do you throw your change away?

Anyway, change in a wallet makes an already too bulky item (even without cash) even more bulky. Throw the small change in giant coffee cans like the rest of us. Every few years dump out the change, take out the quarters you overlooked and bring the rest to one of those change machines in supermarkets where they charge seven percent or so to convert it to cash. Meanwhile keep a small leather bag for some big change (i.e. quarters and dimes) in your car for parking, etc.

BTW, government should legislate that pennies will no longer be made and not be used for cash transactions. In other words we should round off cash transactions (e.g., $1.07 becomes $1.05; $1.23 becomes $1.25). A few years ago I read where business and government would save something like three hundred million dollars per year or so. Probably not enough to be worth it at today's prices /images/graemlins/smirk.gif

~ Rick

PS Don't know much about wallets. Got enough from my dear departed Grandma for Christmas to last until I'm dearly departed.

[Topflight]

Use a credit or debit card for everything. I rarely ever have cash, and if it turns into change it is most certainly lost.

I use a money clip with my drivers license, credit card, and debit card.

How are you ending up with so much change that you want to start carrying a purse?

[Popinjay]

I just stick it in my pocket and eventually it falls out or I take it out and leave it sitting in my room some where.

[ThaSaltCracka]

eve though this isn't answering your question, I agree with Rick, because I do the same thing.

[Porcupine]

[ QUOTE ]
Anyway, change in a wallet makes an already too bulky item (even without cash) even more bulky. Throw the small change in giant coffee cans like the rest of us. Every few years dump out the change, take out the quarters you overlooked and bring the rest to one of those change machines in supermarkets where they charge seven percent or so to convert it to cash.

[/ QUOTE ]

This is the way to go. About a year ago, I had large cup of change from emptying the change from my pockets everyday. I also had a bag of change from when I had emptied my previous
"change cup". I went to the grocery store and started dumping it into the machine, when I was done my ticket was for $248. I didn't realize it would be that much.

Funny thing was, once I got over about $150, people were stopping and watching. Little kids were pointing and asking their mom how "that man" got so much change. I felt like the guy playing high stakes blackjack, where people will stop and watch.

[ QUOTE ]
BTW, government should legislate that pennies will no longer be made and not be used for cash transactions

[/ QUOTE ]

Someone needs to make this happen.

[HDPM]

If you are a guy the answer is: No such thing. Men can't carry that. Sorry. We will never become so liberated that a guy can pack a change purse.

Worked one summer in Las vegas and had a bunch of change in a can because I mostly used cash for things. Somebody at the office pointed out that the only casino around with penny slots was the Western. So one day ofter work we strolled in and I proudly brought my can to the cage at the Western. I think I had the biggest bankroll in the joint once I got my $178 or whatever. We left and drank it up elsewhere. /images/graemlins/laugh.gif

[Popinjay]

not asking for a change purse, my friend has a nice dual compartment wallet that has a zippered section right next to the bill compartment. anyway, it's not the nicest looking wallet out there, j/w if anyone out there knows a good wallet to buy that can carry change. using solely plastic is out of the question, i have small purchases here and there too often.

[Topflight]

Your wallet is going to be fat. Your pants are going to look funny. If you refuse to get a credit card, you must have a checking account. Get a check card. I can't imagine what small purchases you frequently have to make that can't be purchased with a check card.

[Alobar]

wallets are for pussies.

Those of us in the know, use THIS (http://www.beza.biz/moneyclamp/)

I also stopped using the penny about a year ago. I dont accept them in change, and if I do get them, I just toss them out in the parking lot. And I gotta say, my life has been very much improved.

[Popinjay]

well duh I have a debit card, I play online poker. Anyway, pulling out a card everytime and signing just seems like a hassle. Does this holy grail of wallets not exist?

[Topflight]

Getting a wallet with a purse attached, counting cash, and dealing with change is the hassle. Signing a piece of paper is not.

[andyfox]

There's a thing called a zip-around wallet, where you can keep change in it. But it's not very manly.

Check the department stores, wallets are a very big Xmas gift item. Fossil or one of the other big makers probably has something that will do the trick.

I'm with Rick and the others about doing away with the penny. I also don't carry any change. I keep all I receive in a compartment in my car, because parking meters are all I use it for. My wife then takes all the pennies out. She then pays for things using the pennies: you know the type--the bill is $12.13 at the drug store and she's counting out twelve singles and the thirteen pennies while you're on line behind her missing the opening kick-off.

[namknils]

This actually isn't the way to go. The grocery store that is. If you are cashing in your change at the grocery store you are getting ripped off. You can go to your bank and they will do it for you for free.

[Alobar]

[ QUOTE ]
This actually isn't the way to go. The grocery store that is. If you are cashing in your change at the grocery store you are getting ripped off. You can go to your bank and they will do it for you for free.

[/ QUOTE ]

This isnt true, many banks will not roll your coin. Which I think is a [censored] joke. I used to handroll all my change instead of pay the juice on one of those change machines at the grocery store.

[Topflight]

You people and your buckets of change are cracking me up.

Once last month I was forced to go to a different dry cleaners. They only accepted cash and I was desperate to get my clothes cleaned so I was forced to get some. I hated carrying the cash. I hated every transaction I had to make fooling around with that crap. Getting change back at the drive through window etc.

Cash sucks. Change sucks worse.

Oh, and did I mention I didn't have time to hunt down a BOA ATM so I had to withdraw extra money so that the juice placed on me by the ATM and BOA wasn't 50% of what I was withdrawing. This made me have to deal with cash for almost an entire week.

Cash:

Find ways to retrieve your cash cheaply.
Fiddle with mental math and paper dollars everywhere you go.
Carry purses and heavy buckets of coins.
Figure out where to turn the half of the coins you managed to save back into annoying cash.

Plastic:

Swipe and sign.

[namknils]

[ QUOTE ]
This isnt true, many banks will not roll your coin. Which I think is a [censored] joke.

[/ QUOTE ]

I believe you, but I haven't run into one of those banks yet. The bank that I used to work at accepted coin, but charged non account holders, the bank I have now accepts coin too.

[Porcupine]

My credit union only takes rolled and used to make me write my account number on it (some branches don't require this any longer).

Another way I get rid of change: Some grocery stores/big chain stores around here keep some of their self-serve registers open 24 hours. Sometimes when I need to buy a few things late at night, I'll take a bag of coins with me and feed the register (rake free). I wouldn't suggest doing this during busy times /images/graemlins/grin.gif

[BusterStacks]

Pennies belong in the urinals dude, come on now.

[Sponger15SB]

[ QUOTE ]

This isnt true, many banks will not roll your coin. Which I think is a [censored] joke. I used to handroll all my change instead of pay the juice on one of those change machines at the grocery store.

[/ QUOTE ]

ha! waste of time

the irony of the grocery store change machine: getting your change from the $47.52 or whatever you get back

[Rick Nebiolo]

[ QUOTE ]
You people and your buckets of change are cracking me up.

Once last month I was forced to go to a different dry cleaners. They only accepted cash and I was desperate to get my clothes cleaned so I was forced to get some. I hated carrying the cash. I hated every transaction I had to make fooling around with that crap. Getting change back at the drive through window etc.

Cash sucks. Change sucks worse."

[/ QUOTE ]

No it doesn't. Plastic of any sort is much worse for routine purchases. I've yet to see someone in front of me at cashier at the market with plastic take less time than me with cash.

What's the big deal to carry a reasonable amount of cash? Pay with bills and keep the change and throw it in the coffee can when you get home. Keep a separate can or containers for parking meters and so on.

Another problem with plastic is that an obsessive compulsive type like me would want to track the receipts versus the statements. That's no big deal when you charge a stereo speaker set online, but a pain in the ass for lots of little stuff.

Also if you do get robbed if you have at least some cash if the bad guy is a psycho he at least has some satisfaction and is more likely to avoid violence.

~ Rick

[Topflight]

In my experiece I have been much quicker than the people paying in cash. Half of my transaction takes place while my items are being scanned. Then the machine says waiting on cashier. After the last item is scanned he hits maybe two buttons on his machine and I hit ok on mine. Then a receipt prints and I sign while they are bagging my stuff. I'm usually done with my transaction before my food has been bagged.

I usually only purchase about 8 itmes.

Also, if you ever have to use the self checkout machines the cash people are about 5 times slower than they are when a professional is assisting them in the transaction.


Another argument. Who do you see using cash, who do you see using plastic. Rich people seem to use the plastic, poor people use cash. Rich people are smarter (or lazier) and are likely to be going with the more efficient route.

[astroglide]

you're hosing people when you do that because the slow employees will have to restock it with bills

[daryn]

rich people are smarter? this is news.

never carrying cash is just stupid. at least carry a little bit. some places do not accept credit cards of any kind.

[Rick Nebiolo]

[ QUOTE ]
In my experiece I have been much quicker than the people paying in cash. Half of my transaction takes place while my items are being scanned. Then the machine says waiting on cashier. After the last item is scanned he hits maybe two buttons on his machine and I hit ok on mine. Then a receipt prints and I sign while they are bagging my stuff. I'm usually done with my transaction before my food has been bagged.

[/ QUOTE ]

You may be quicker, most people aren't.

[ QUOTE ]
Another argument. Who do you see using cash, who do you see using plastic. Rich people seem to use the plastic, poor people use cash. Rich people are smarter (or lazier) and are likely to be going with the more efficient route.

[/ QUOTE ]

I haven't seen the correlation rich or poor for small transaction. For routine purchases I'm driven crazy by those using "other than cash". Now some of that "other than cash" may be plastic and the more I think of it the credit cards are very fast (ALMOST as fast as cash when the customer has the sense to have his money out). Maybe I've lumped credit cards with checks. Standing in the "ten items or less" line to watch someone pull out a checkbook for a six dollar purchase drives me insane. Wish I could have wrote a good comedy routine about it like Seinfeld /images/graemlins/grin.gif

~ Rick

[Topflight]

[ QUOTE ]
never carrying cash is just stupid. at least carry a little bit. some places do not accept credit cards of any kind.

[/ QUOTE ]

I can't see myself being in a situation where I Need cash and can't obtain it. I am rarely in hicksville.

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Maybe I've lumped credit cards with checks

[/ QUOTE ]

This is absurd. Checks are for senior citizens and soccer moms.

[Benal]

I always thought a wallet with a "change compartment" was a women's wallet. Men put change in their pockets, period.